Many traditional banks consider the travel industry to be high-risk. T1 Payments specializes in payment processing for the travel industry. Merchants can accept orders via our secure e-commerce solution or our MOTO (Mail Order Telephone Order) payment solution that is easy to set up, global, and state-of-the-art.

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As a business in the travel industry, you have to learn how to live with the inherent risks. In fact, you should be looking for ways to thrive despite them. Having a reliable high-risk payment processor by your side will go a long way toward reducing these risks and giving you a competitive advantage.

Payment processing for the travel industry is fraught with unique hurdles that can best be solved by high-risk payment processors that have a deep understanding of the industry. We all know that travel is rarely an entirely hassle-free experience. It never has been. The word travel itself is derived from old words meaning “instrument of torture,” “to torment” and “trouble.”

Intrepid wanderers assume that they will face some challenges on their journeys (and may even relish the idea of roughing it). Business travelers just power on through bad airport experiences and ugly hotel rooms. However, those who have been saving up for their once-in-a-lifetime vacation, or got a great deal on their trip, expect to experience perfection. Anything less, and chargebacks are likely to follow, and chargebacks can have a great impact on your travel business with your merchant provider.

Here is what makes T1 Payments your ideal partner in this role:

Global Payment Processing Support

If you are running your travel business internationally or plan to do so soon, it is ideal to have a payment processor that can help you navigate diverse global markets. Many merchants opt for offshore payment processors since they offer low costs while allowing merchants to process payments from the US and anywhere in the world. The biggest downside is that these processors aren’t obligated to comply with US payment regulations, and there is little oversight over their practices.

T1 Payments will offer you the best of both worlds – compliance with US regulations and reliable global payment processing for the travel industry at a reasonable cost. We accept high payment volumes and have a payment gateway that supports 175 shopping cart platforms. The fact that we also process more than 160 currencies will give you a competitive advantage in a number of ways:

  • Processing your customers’ credit card transactions in their local currency will increase your conversion rates. Customers will be less confused about the amount they are paying if it is displayed in their currency. This reduces cart abandonment rates.
  • Transactions that are processed in the local currency aren’t charged international transaction fees. Besides saving your customers money, your customer support won’t have to explain the extra international transaction fees.
  • Enjoy reduced declined payment rates since credit card transactions made in the local currency have a reduced chance of being flagged as fraudulent – unlike those made through foreign currencies.

Fraud and Chargeback Protection Services

Fraud and chargebacks are not only costly, but they can also derail your business. Even if a cardholder’s dispute is rejected, you will still have to pay the retrieval fee. The ideal solution is to nip this issue in the bud by being proactive against chargebacks and fraud. As a high-risk merchant, the payment processing service providers for the travel industry you choose should offer robust chargeback and fraud protection services. At T1 Payments, we offer solutions that can help you minimize, if not eliminate, these risks.

We work with chargeback protection service providers, including Verifi and Ethoca. These service providers utilize data-driven intelligence to help monitor every merchant account and report fraud-related anomalies. You can also always rely on us to offer you insights on how to keep chargebacks and fraud cases low. Since we understand how crucial regulations are in preventing fraud, we are compliant with PCI DSS requirements and are always up-to-date with the latest cybersecurity best practices.

Reliable Customer Support

Struggling to reach your payment processor’s customer support team can be frustrating, especially during an emergency. Such inconsistencies in customer support can make or break your travel business. Customer support reliability is a necessity in payment processing for the travel industry, and that’s why we strive to always be within reach of our merchants. We value adding a human touch to our services — you get to speak to a real person during each call instead of listening to a recording.


Here are some of the travel industries T1 Payments provides merchant accounts for:

  • Travel Agents
  • Travel Packages
  • Hotel Bookings
  • Timeshares
  • Timeshare Services
  • Cruises
  • Excursions
  • Vacation Rentals
  • Charter Companies
  • Travel Clubs
  • Membership Travel Clubs

With the right high-risk payment processor, your business will have much less to stress about. To find out more about our services, feel free to book a consultation today. .

Apply Now

Get approved quickly for your high risk business and start accepting credit cards by simply completing the form below or call us at 866-518-2216.