Hemp and CBD

T1 Payments is an international payments provider to high-risk merchants across a wide range of industries from Cannabidiol (CBD) to Hemp and Vape.

cbd oil


Selling Cannabidiol (also known as CBD/CBD oil/Hemp oil) can be a profitable business venture. It can also be a massive financial disaster if you are not working with a merchant services provider who understands all the regulatory issues facing the ever-emerging CBD and hemp oil industry faces

CBD ecommerce is considered a high-risk business, which seriously complicates the process of getting paid for online sales. As a CBD merchant doing business online, you may find it difficult to find a payment processor who will work with you, your processor may suddenly close your account, or your ecommerce platform may decide not to support the sales of CBD and hemp products without any notice leaving you unable to process credit cards on your website…

As a CBD merchant, you will need to find a payment processor who works with high-risk businesses and best-case scenario one who is experienced in working with CBD ecommerce merchants. It’s fairly easy to find high-risk payment processors, but it can be difficult to identify which high-risk payment processors understands the industry. T1 Payments ensures uniform compliance for all CBD and hemp oil merchants in order to prevent fines and violations on not only the state, but the federal level as well. Furthermore, the card brands can also impose hefty fines to merchants selling cannabidiol oil products who violate their guidelines.

It’s also important to work with a proactive high-risk payment processor, one whose own business success relies on staying ahead of the rules and regulations affecting online CBD sales and who actively works to not only keep you informed of regulatory changes, but is proactive with developing solutions to the ever-evolving regulations that could greatly impact your CBD / hemp payment processing.

T1 Payments benefits for your CBD/Hemp business

  • Experience and understanding of CBD and hemp businesses to help you to quickly open a merchant account and unlock the benefits of credit card acceptance.
  • Sell vape and CBD hemp products on the same website with no need for separate merchant accounts and websites.
  • Sell hemp/CBD products globally* – buyers can purchase in their native currency and you get paid out in your local currency
  • Secure payment gateway and cart integrations fully compliant with all PCI DSS Statements.
  • Hassle-free integration with over 175 e-commerce shopping carts as T1 Payments handles the entire integrations process.
  • Collect payments in over 169 currencies and settle in 27 currencies.
  • Help prevent chargebacks with the latest technology and maintain good standing for your business with the card networks to ensure your merchant account longevity.


Get in touch with T1 Payments today to start growing online sales for your CBD/Hemp business! Apply Now!


e-commerce cbd product


Why is CBD a high-risk business?

All high-risk businesses can be a challenge to manage, but CBD payment processing presents unique issues. In the U.S., under federal law, CBD products that contain less than 0.3% of THC are legal in all fifty states. However, state laws can be vague and open to interpretation by law enforcement authorities. Companies that offer financial and ecommerce services typically do not like uncertainty, and many simply choose not to deal with merchants offering CBD. Furthermore, until CBD / Hemp Oil becomes  “bankable” (meaning you can walk into one of the US’s larger banks and tell them you want to open a business bank account for your online CBD business and they oblige)  CBD and hemp will continue to placed in the high risk merchant processing category.

CBD and hemp products also come with a lot of compliance issues to ensure that not only the FDA, but the card brands terms are not violated by making unproven claims that CBD cures any medical condition. T1 Payments has been successfully processing for CBD for five years and has an entire compliance department coupled with proprietary tools to ensure our merchants selling CBD online accepting credit cards can continue selling CBD by staying within the guidelines set forth by not only US regulators, but regulatory requirements worldwide.


If you are serious about your CBD oil business, then contact a T1 Payments CBD / hemp oil payment processing specialist.


*except in regions/countries where vaping/e-cigarette products are restricted/prohibited.