Why is it important to process credit cards consistently to improve my declines?

When T1 Payments set up your merchant account we in fact gave you a descriptor that is unique to your business and website. Your descriptor is new and it needs to prorogate throughout all the card brands so your new descriptor is picked up and recognized. The more card issuing banks pick up your descriptor the lower the transaction declines you will experience. The key to merchant processing is to process consistently to prevent spikes and lows in transactions that can cause cautionary fraud alerts.

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