Easier Transactions with T1 Payments

At T1 Payments, we specialize in honest, up front billing with easy to read statements. We offer seamless integration with over 95% of existing point of sale systems and gateways including Micros, Aloha, and Authorize.net, just to name a few.

T1 Payments provides unparalleled pricing and support for companies of all sizes — from the restaurant around the corner to global corporations. Each and every company receives up-front, immediate and personal customer service. We help low and high-volume merchants operate their business by giving them the flexibility to sustain and grow without hindering their processing needs. We do not limit a merchant’s ability to do business or limit the amount they can process.

Flat Rate Pricing: $24.95 and .05 cents per transaction for almost all merchants. We do not charge an additional percentage on your transaction amount, like most other processors do.

Fees quoted above are in addition to standard interchange fees, which are controlled and collected by the card companies (Visa, Mastercard, Discover, etc). Most merchants will qualify for these rates, but some exclusions do apply based on industry type. We will guarantee the lowest rates for your processing needs.

What Separates T1 from the Competition?

  • No Annual Fee
  • Free Terminal (1)
  • No Statement Fee
  • Free Online Account Access
  • Free T1 Payments Gateway Option
  • 24/7 personalized, in-house customer service
  • Multiple Mobile Processing Options
  • Free Breach Insurance and Reporting Toolkit
  • Free IRS Reporting
  • No PCI Fees
  • No Annual Fee
  • Free Terminal (1)
  • No Statement Fee
  • Free Online Account Access
  • Free T1 Payments Gateway Option
  • 24/7 personalized, in-house customer service
  • Multiple Mobile Processing Options
  • Free Breach Insurance and Reporting Toolkit
  • Free IRS Reporting
  • No PCI Fees

Merchant Cash Advances

T1 Payments offers a unique and flexible Merchant Cash Advance program. We are able to quickly and easily advance you money based on your future credit card sales. You get the money you need to expand your business, and we collect a small, manageable payment from your daily sales. It is not a loan, however if your business needs working capital and you’ve been turned down for a traditional loan, a cash advance may be right for you.

Gift and Loyalty Card Programs

Enhance your business and brand with a completely customized prepaid gift card and loyalty card program. Repeat loyalty customers spend 33% more than new customers, and loyalty card programs promote more return visits and larger average tickets in your location. Complete tracking and reporting allows merchants to easily manage the programs online, all while creating stronger brand awareness and customer retention. Let T1 Payments help you customize a program that specifically fits your needs!